House Loan
Long term service that provides financing for housing acquisition, improvements, growing of family or debts transfer, all of of this from housing loans.
Who can apply?
- Natural or legal persons that comply the loan policies conditions
What benefits can you get?
- Finance up to 90% of the housing you choose or quote
- With the mortgage guarantee you can also guaranteed other credits, as long mortgage amount has disponibility
- Damage insurance contratación, so the constructions in the house is always insured
- Debt insurance contract, which is effective when debtor pass away
- Payment facilities and consults when you contract E-banking service
In what can you invest this credit?
- Whether new or second-hand housing
- Construction, improvement or housing extension for familiar use.
Educational Loan (BH Estudies)
Credit line to attend natural persons needs with professional formation and financing to accomplish their technical studies, degree, postgraduate or other kind of education, whether locally or internationally
Who can apply?
- Natural persons that comply the loan policies conditions
What benefits can you get?
- Competitive interests rate.
- Enjoy a grace period
- Finance up to 100% of your career costs, including other study costs
- Applies in studies in and outside of El Salvador
- Partial disbursements, only interests and insurance from the amount disbursed
- Different kind of guarantees: guarantor, Salvadoran Guarantee Fund (FSG), FONEDUCA or mortgage guarantee.
- Complementary guarantee option
- Resources: *BCIE, BANDESAL, own resources.
*BCIE resources applied only for “Escuela de Comunicaciones Monica Herrera” and “Universidad Francisco Gavidia”.
In what can you invest this credit?
- Technical studies, degree, postgraduate or other kind of studies.
Personal or Consumer Loans
Short or middle term finance that provides financing for consumer assets, service payment, consolidation and debt cancellation from consume.
Who can apply?
- Natural or legal persons that comply the loans policies conditions
What benefits can you get?
- Finance to attend personal expenses
- Life insurance is contracted in the loan formalization
- If the loan is mortgage guaranteed a damage insurance is contracted in order to cover the real estate value
- Facilities to consult contracted accounts with E-banking
- Custom advisory and attention for specialized personal
- More disponibility for life expenses
In what can you invest this credit?
- Loan is designed for personal expenses.